Insurance Products
Protection Designed for High Net Worth Individuals & Their Families
Charleston High Value Homeowners Insurance
Why choose an agency that specializes in high net worth insurance?
Most of the insurance carriers that you see advertise during half-time of your favorite sporting event are spending massive marketing dollars to attract the majority of homes ranging from $150,000 - $750,000 in value. Although some of these well-known insurance companies will indeed insure your higher value home, the problem is that they use the same processes to provide insurance as they do an average home, and you often end up with average insurance for a house that is anything but average. It's like heading offshore with an unseaworthy vessel - it will float, but you'd be better served to have the best protection facing high winds. Our challenge is that most homeowners don't know the difference - and we believe that falls on us, on our industry, and we need to do a far better job of educating our customers that rely on us for protection. Insurance is part of your financial plan, and we are here to help protect what you have built.
Home insurance carriers that specialize in high value homes work much differently than the massive-marketing-budget insurance carriers, and as a result, high net worth insurance companies only contract insurance agencies who focus on and thoroughly understand high net worth insurance to represent them and sell their products. That is where Cru Insurance comes in, unlike your typical neighborhood insurance agency, we understand high net worth and offer the protection you need.
Click the button below to understand some primary differences the Cru approach to high value homes.
Charleston Auto Insurance
Auto insurance that actually covers you?
The average driver on our Charleston SC roads is underinsured. This is not only a problem for the drivers themselves, but it is also a problem for you as you share the roads with underinsured drivers. High net worth auto insurance permits higher limits to protect your financial exposure as well as you and your families interests when the vehicles all around you are under insured. Driving your car over The Ravenel Bridge should be a thing of enjoyment, not a risky mission.
Click the button below to understand some primary differences the Cru approach to insuring your autos.
